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Best Practice Forum - Retirement Income

Best Practice Forum on Retirement Income - Video on Demand Series

Retirement Income Forum - Live from 29 OCTOBER 2020
29 OCTOBER 2020
Retirement Income Forum - Videos available on FS Aspire CPD platform
Retirement Income Forum - Videos available for six months

The Financial Standard's Best Practice Forum on Retirement Income will be delivered as a Video on Demand program in 2020.

The Retirement Income Forum seeks to assist advisers and investment professionals in navigating through the array of strategies and considerations that are required for clients that are transitioning to or are already in retirement.

Advisers can access video content from Australia's leading retirement income specialists, which will be delivered via the FS Aspire CPD platform, available to be viewed for six months.

Over 2,500 advisers have already registered to Video on Demand programs in 2020.

Gain insight into some of the latest topical issues and be kept up-to-date with a diverse range of opportunities, while gaining CPD hours.

Content available now. Login details will be issued after you register.

Best Practice Forum on Retirement Income - Video on Demand Series

29 OCTOBER 2020



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Best Practice Forum on Retirement Income - Video on Demand Series

Equities for the Pension Phase: Why we are doing it wrong and how to get it right
  • After 10 years of eerie calm in financial markets, the COVID-19 pandemic brought volatility roaring back in record-setting fashion.
  • Some clients in equity portfolios may be taking more risk than they are comfortable with. How can you invest in equities while reducing some of the risk?
  • Discuss the experience of managing a defense portfolio in 2020 and how to build a conservative portfolio for the future.

Presented by: Aaron Binsted, portfolio manager/analyst, Lazard Asset Management

  Find out more about the presenter

Aaron Binsted is a portfolio manager/analyst on the Australian Equity Team with Lazard Asset Management Pacific Co. Aaron commenced working with Lazard as an analyst in December 2002 and became a portfolio manager for the Australian Equity strategies in 2012. Aaron holds a BCom from the University of New South Wales.

Advice in demand - The hot areas of advice, now and in coming years to support women in super
  • Covid-19 may have exacerbated the challenges women in wealth experience when it comes to retirement and super
  • What does behavioural finance tell us about women's behaviour towards their investments
  • Key strategies and advice to help rebuild super for your female clients

Presented by: Jenneke Mills, Technical Services Manager, MLC

  Find out more about the presenter

Jenneke Mills is the Manager of the MLC Technical Services team. She supports financial advisers and other key stakeholders with the interpretation and practical application of legislation relating to superannuation, SMSFs, retirement planning, taxation, social security and aged care.

Jenneke is also a regular presenter at Professional Development days, and client seminars, and has over 10 years' experience in the financial planning industry, having also worked as a financial adviser.

The three needs and three risks for retirees
  • Why retirement investing is different
  • How income is impacted by both needs and risks
  • How to create more certainty in retirement via a unique equity income solution

Presented by: Chad Padowitz, Chief Investment Officer and founder, Talaria

  Find out more about the presenter

Chad is the Chief Investment Officer and founder of Talaria Asset Management (previously Wingate Asset Management). He has more than 20 years' experience in the financial services industry in the UK, South Africa and Australia.

In 1998 Chad co-founded Aurica Financial Services in South Africa, a private client asset management company. In 2001, this was sold to Anglorand and Chad moved to Melbourne where he joined AXA Asia Pacific in 2003 in the role of investment specialist in equities and fixed income.

Chad's views are regularly sought by the financial media with his comments appearing in The Australian Financial Review, The Age and Sydney Morning Herald and ABC television's The Business.

Chad holds a Bachelor of Commerce from University of the Witwatersrand (South Africa), is a Fellow of the Financial Services Institute of Australasia and is a Chartered Financial Analyst charterholder.

Value-add strategies for retirement in 2020 and beyond
  • Environment for the provision of pre and post retirement advice has been challenged by significant market volatility and legislative change, meaning retirement strategies have been required to evolve. However, this environment of uncertainty clearly reinforces the value of advice.
  • Timely and practical client strategies that could be immediately implemented to improve retirement income outcomes for your clients at all stages of their retirement. We'll examine triggers for retirement advice and explore new strategic solutions.
  • How a comprehensive retirement income strategy implemented now, can improve client retirement outcomes both today and into the future.

Presented by: Andrew Lowe, Head of Technical Services, Challenger

  Find out more about the presenter

Andrew Lowe is the Head of Technical Services for Challenger. Andrew and the Challenger Tech Team are responsible for the development and delivery of technical content, tools and advice for advisers.

Andrew's areas of interest include pre and post retirement planning, superannuation (including SMSFs), Social Security, aged care and the regulatory environment for the provision of financial advice.

Andrew has more than 20 years technical experience including technical roles with AMP, ING and ANZ.  Andrew has qualifications in Commerce, Law and Financial Planning.

Rethinking global equity exposure for retirees in the time of COVID-19
  • Recent market volatility have reinforced the need to focus on market risk when constructing retiree portfolios.
  • With interest rates at all-time lows, traditional defensive asset classes like government bonds and cash will not provide same diversification benefits.
  • Equities will play an even more important role in reaching client outcomes going forward, so how advisers are rethinking global equity exposure for those in decumulation phase?

Presented by: Anthony Doyle, Cross Asset Specialist, Fidelity International

  Find out more about the presenter

Anthony Doyle has over 17 years' experience in global financial markets, working for some of the largest investment management firms in Australia, Europe, and the United Kingdom. In his current role, Anthony helps to position Fidelity's broad investment capabilities, strategy, market views and performance to clients. Prior to joining Fidelity International, Anthony worked at M&G Investments in London as Head of Investment Specialists. He has also worked at Pioneer Investments and Macquarie Bank as an economist.

Anthony holds a Master of Business Administration from the University of London, a Master of Economic Studies from the University of New England, and a Bachelor of Commerce from Macquarie University.

Multi-strategy income solutions for retirees
  • Importance of diversifying risk in the portfolio through selection of different issuers
  • How to assess cash and cash style investments in terms of risk and potential returns
  • Considerations for property and fixed income asset classes

Presented by: Henry Elgood, Portfolio Manager, Trilogy Enhanced Income Fund

  Find out more about the presenter

Henry has a number of years' experience in financial services.

As Portfolio Manager for Trilogy Enhanced Income Fund, he is responsible for the ongoing review and assessment of existing managers while also exploring new investment avenues where risk-adjusted returns are attractive and appropriate for the Fund.

He is a member of Trilogy's investment committee that undertakes regular reviews of liquidity and performance of the cash, cash style and other financial assets across a number of the investment strategies Trilogy runs.

Henry commenced working at Trilogy in 2016 and became portfolio manager of Trilogy Enhanced Income in 2019.

Hope is not a retirement strategy
  • 53% of older Australians are worried about outliving their retirement savings. Retirees cannot simply hope to retire at the right time.
  • Finding the right active investment strategies can reduce risk and increase the probability of meeting objectives: higher income, lower risk and reasonable return through time
  • Australian equities are not a one size fits all for retirement portfolios. Find out which equity strategies are specifically designed for retirees.

Presented by: Jason Teh, Chief Investment Officer, Vertium Asset Management

  Find out more about the presenter

Jason founded Vertium Asset Management in 2017 and has over 20 years of Australian equity investment experience. He leads Vertium's investment team and is responsible for the firm's investment philosophy, process and portfolio management.

Before establishing Vertium, Jason was a Senior Portfolio Manager at Investors Mutual. He was the architect of the Investors Mutual Equity Income Fund, which he successfully managed for almost six years. As the second-longest serving employee at Investors Mutual spanning over 16 years, he had a variety of roles including managing a share of the Investors Mutual Australian Share Fund and as an Equity Analyst and Senior Quantitative Analyst.

2019 Highlights

CPD Information

Financial Standard's Best Practice Forum on Retirement Income is accredited by the Financial Planning Association (FPA) for CPD hours aligned to FASEA learning areas and ASIC Knowledge Requirements.

The 2020 Best Practice Forum on Retirement Income has not yet been accredited by the FPA and the learning hours have not yet been confirmed. In 2019 the program was accredited by the FPA for 6 learning hours.

The Video On Demand series will be accessible to all existing FS Aspire CPD subscribers. For those you who aren't subscribers, once the series in live, registrants will be issued a free and private login to access the video content via FS Aspire CPD.

To be awarded CPD hours, you must watch any (or all) video and answer the related questions. You must pass the short quiz (five questions) in order to be awarded the CPD hours.

Once you have completed CPD content, you can access and download your CPD reports, in the FS Aspire CPD platform, as proof of completion.

Details surrounding the specific FASEA learning areas and ASIC Knowledge Requirements that will be covered over the course of the event will be listed here at least one week prior to the start of the event.

If you are after additional professional development content or would like to access the CPD content from the 2019 Best Practice Forum on Retirement Income, check out Financial Standard's CPD program FS Aspire CPD.


Tracing its origins back to 1848, Lazard is known for its global perspective on investing and years of experience with global, regional and domestic portfolios. With more than 300 investment personnel worldwide, we offer investors including Australian superannuation funds an array of equity, fixed income, and alternative investment solutions.

Lazard Asset Management Pacific Co. (a wholly owned subsidiary of Lazard Asset Management LLC a global investment manager) began operations in Sydney in 1994.

As at 30 June 2020, Lazard Asset Management Pacific Co had approximately A$276.8 billion in assets under management for Australian clients.

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For over 130 years, MLC has been helping clients create the best possible future by providing wealth management expertise and access to a broad range of solutions across investments and superannuation.

Our asset management business brings together market leading research, advice and portfolio construction capabilities to deliver a diverse range of both in house and boutique multi-asset and single asset investment solutions.

Our platforms make it easy to select and change investment options, based on life stage and objectives.

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For over 15 years Talaria has been creating wealth through a lower risk, income generative approach to global equity investing. They do this through discipline and process, identifying companies with strong balance sheets and robust free cash flow among other key metrics.

They use put options to buy stocks, which generates a fee which is treated as income to their investors, providing an additional source of income that others cannot access.

Unlike many competitors, their strategy is concerned with delivering long term returns, and increasing the chances of doing well through any type of market cycle.

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