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Showing 111 - 120 of 296 results for "Ages"

Big data's big retirement benefits

DARREN SNYDER, STEPHEN FAY  |  MONDAY, 28 MAY 2018
... shared at the Conference of Major Super Funds in Brisbane earlier this year showed aggregate spending patterns across the ages of entering retirement were surprisingly volatile year on year. While the overall trend in spending was down - particularly ...

Age Pension needs national objective: Actuary

DARREN SNYDER  |  TUESDAY, 22 MAY 2018
... around 2.7% of GDP in 2017 to around 2.5% of GDP in 2038. "This reflects recent tightening of means testing, later retirement ages and further growth in superannuation balances," Rice noted. "The strong earnings growth of superannuation funds over the ...

Better than bonds: A new approach to lifecycle investment

KANIKA SOOD  |  WEDNESDAY, 16 MAY 2018
... investment horizon," the researchers write. The proposition? As fund managers look to increase defensive exposure as the member ages, they should pick defensive equities instead of bonds. Defensive equities portfolios include equities that have low volatility ...

What the associations want from Budget 2018

KANIKA SOOD  |  TUESDAY, 8 MAY 2018
... from their defined contribution pension to redeem against the cost of regulated financial advice. It wants people of all ages to have access to this allowance but for a maximum of three times during their lifetime. Its other demands are the similar to ...

Default options safeguard retirement savings: Research

JAMIE WILLIAMSON  |  WEDNESDAY, 11 APR 2018
... negative outcomes. As such, CEPAR and NeuRA believe carefully designed default options can be of assistance. "As the population ages and more people face cognitive limitations, we need to consider whether the choice architecture of superannuation can ...

Contract work threatens super: Research

KARREN VERGARA  |  THURSDAY, 15 FEB 2018
... employment and the next generation of Australians who will be asked to support them from a shrinking tax base as the population ages," Rowe said. The report also recommended financial literacy is incorporated into the national school curriculum and measures ...

SMSF balance gap to close: Report

KARREN VERGARA  |  THURSDAY, 2 NOV 2017
... between male and female members, latest Class insights show. Men typically have 37% more assets than women, and between the ages of 60 and 80 men can retire with $150,000 more, according to Class' September SMSF Benchmark Report. Members are using contribution ...

Super lump sums increase poverty risks: Report

KARREN VERGARA  |  WEDNESDAY, 25 OCT 2017
... it gives the country more time to take measures to prevent or mitigate unequal ageing and cope with poverty risks at older ages. The report also noted large gaps in life expectancies between education groups compared to other countries. "This could in ...

Superannuation and debt: Inextricably linked

ALEX BURKE  |  WEDNESDAY, 13 SEP 2017
... bad for business." Kinsella illustrated the issue by pointing to research on Australian households which showed that from ages zero to 30, mortgages represented the majority (58.3%) of debt. From 30 to 50, mortgages rose to 62.8% of debt; from 50 to ...

MySuper milestones monitor industry movement

DARREN SNYDER  |  MONDAY, 11 SEP 2017
... at 9.9% and 7.1% respectively for both. However this cohort is "very much the crossover point." Rainmaker said at younger ages, the higher growth orientated lifecycle offerings tend to outperform, and at older ages the more conservative lifestages underperform ...