Newspaper icon
The latest issue of Financial Standard now available as an e-newspaper
READ NOW

Search Results

Showing 71 - 80 of 199 results for "Longevity risk"

Insurance bonds meeting retirement income demand

ALEX BURKE  |  TUESDAY, 10 JAN 2017
... Life said are inherent to the product: fixed-rate lock-ins, costly capital guarantees and the ongoing issue of longevity risk. Austock Life argues that layering the annuity stream with an insurance bond provides numerous benefits, including variable ...

MySuper progresses to MyRetirement

DARREN SNYDER  |  FRIDAY, 16 DEC 2016
... income, the Treasury paper said. It will provide a balance of income, risk management and flexibility - including longevity risk management and access to a lump sum. MyRetirement products will also be an anchor to guide retirement income decisions. The ...

IRESS appoints retirement incomes chair

ALEX BURKE  |  WEDNESDAY, 2 NOV 2016
... my life." He added: "I intend to help Australia and other countries better understand the benefits of insuring longevity risk - by far the greatest risk post-retirement. Post-retirement is the whole purpose of superannuation." Orford then highlighted ...

Popularity of annuity bonds set to soar

KERRIE SYDEE  |  MONDAY, 10 OCT 2016
... annuity bonds will become more and more popular and we would expect to see a strong uptick in demand," Michell said. "Longevity risk is something that financial planners are increasingly considering as pensioners' life expectancy rises. To plan for the ...

CIPR discussion paper by year's end

DARREN SNYDER  |  WEDNESDAY, 14 SEP 2016
... flexibility of access to funds in super; help to better manage risks a member faces in retirement, in particular longevity risk; and it also should support the member in an investment strategy which enables their savings to provide a reasonable amount ...

Rethinking risk through goals-based investing

ALEX BURKE  |  TUESDAY, 13 SEP 2016
... fever pitch, Alex Burke investigates a new approach to portfolio construction that aims to manage both sequence and longevity risk simultaneously. If you ask industry consultant John Wiseman, the waves of baby boomers entering retirement are about to ...

SMSF trustees increasing use of planners

DARREN SNYDER  |  FRIDAY, 12 AUG 2016
... previous years, SMSF trustees have noted inheritance and estate planning, pension strategies, Age Pension, and longevity risk as key areas where they have unmet advice needs. "This year we have also seen an investment strategy review and identifying ...

Aussie pension pros most confident about valuations

DARREN SNYDER  |  WEDNESDAY, 27 JUL 2016
... longest, with average life expectancies of 83.7, 83.1 and 82.8 respectively. With this in mind, Lim said managing longevity risk is a priority in APAC developed markets. Yet 29% of APAC respondents said they give the highest level of priority to managing ...

Longevity driving interest in risk pooled products

KERRIE SYDEE  |  WEDNESDAY, 6 JUL 2016
... and beyond are increasingly turning to pooled risk products, which can offer investors new ways of dealing with longevity risk. However products such as mortality vehicles and mortality credits vary in complexity, with the benefits received by individual ...

Super needs to pick up its retirement game

DARREN SNYDER  |  MONDAY, 30 MAY 2016
... said. "Do we think that this is the best investment mix for people in retirement, dealing with sequencing risk, longevity risk, age pension and other factors?" Howes said complexity also comes from combining the Age Pension with financial decisions at ...