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Showing 631 - 640 of 990 results for "Death"

Research house launches direct ratings system

LAURA MILLAN  |  MONDAY, 28 APR 2014
... differentiate products that offer better value for money, including maximum premium guarantees, premium caps and the accidental death benefit available, among other criteria," the company said. Products are given star ratings from one to five based on ...

Professor proposes cheap longevity insurance design

JAMES FERNYHOUGH  |  TUESDAY, 15 APR 2014
... buy it because they look at the yield and they see it's too low; it's not that they don't want to buy because there's no death benefit; it's bloody expensive. Make it cheaper. "How do you make it cheaper? By putting in a contingency that says it only ...

NGS Super lifts premiums for older members

JAMES FERNYHOUGH  |  WEDNESDAY, 9 APR 2014
... involves significantly higher premiums and lower total and permanent disability (TPD) coverage for many members. However, death benefits and income replacement have significantly improved in many cases. Currently, a 40-year-old member receives a default ...

FEATURE: Facing the perfect storm

LAURA MILLAN  |  FRIDAY, 28 MAR 2014
... Regulation Authority (APRA). Insurers' gross policy expenses went from $6.5 billion in 2012 to $7.1 billion in 2013, with death and disability claims representing $5.4 billion in 2012 and $6.2 billion in 2013. Insurance premium prices reduced "dramatically" ...

RI Advice launches estate planning service

JAMES FERNYHOUGH  |  MONDAY, 24 MAR 2014
... unit." The program helps clients answer questions such as "who do I talk to" and "what questions do I ask", in the event of a death. "This system will help advisers differentiate their offer from the execution piece that solicitors have traditionally ...

Young clients also looking for aged care advice

LAURA MILLAN  |  MONDAY, 17 MAR 2014
... if something happens, they can call us and that we will have everything under control," she added. Brown set up binding death benefit nominations as part of the holistic advice she gave to the couple. Brown is the Association of Financial Advisers (AFA) ...

AustralianSuper insurance premiums to rise by 35%

LAURA MILLAN  |  FRIDAY, 14 MAR 2014
AustralianSuper will substantially increase its death and total and permanent disablement (TPD) insurance premiums due to rising policy costs. The 35% price hike is due to come in at the end of March and was confirmed by AustralianSuper group executive ...

Asia Funds Passport on shaky ground

MARK SMITH  |  MONDAY, 10 MAR 2014
... hundreds of millions of Chinese savers. "In the short-term it won't kill UCITS but it won't be as relevant. It's a potential death knell to UCITS distribution in Hong Kong," Stockell said. IFM Investors chief executive Brett Himbury acknowledged that ...

AMP Flexible Super adds new insurance and investment options

MARK SMITH  |  THURSDAY, 6 MAR 2014
... insurance option and added new investment choices to its flagship retirement product, AMP Flexible Super. AMP said the new death and total and permanent disability (TPD) insurance option, Super Protection, will offer allow customers to access insurance ...

Nine in 10 Australians can't get no insurance satisfaction: survey

LAURA MILLAN  |  WEDNESDAY, 5 MAR 2014
... usually only covers them for two years," he said. Clients also tend to be confused about the benefit payable in case of death or permanent disability and their superannuation balance, Brentnall explained. The question, however, is whether there is a ...