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ASX launches first Australian bond and credit index futures
ASX has launched Australia's first exchange traded bond and credit index futures, giving institutional investors a new way to manage exposure to the domestic fixed income market.
Second bidder emerges for Equity Trustees
Following TPG Global's initial bid for Equity Trustees' holding company last week, a local investor has joined with an improved offer.
HESTA reduces fees, minimum balance for income stream
HESTA will reduce administration fees and lower the minimum balance required to start an income stream account from September 30.
AMP North appoints head of strategic growth
AMP North has appointed Emma Kirk as head of strategic growth, marking her return to the financial services giant after two decades.
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Andrew Gregory
CHIEF ADVICE OFFICER
UNISUPER
UNISUPER
After 25 years, Andrew Gregory remains motivated by the impact financial advice can have on Australians' lives. As UniSuper's chief advice officer, he is not slowing down on any of his current ambitions. Matthew Wai writes.







Once we stop deluding ourselves that share price increases (ie windfall 'paper' profits) are investment returns, we might start to get somewhere in Australia's having a decent retirement incomes policy. The 2008-09 GFC - from which share-prices have yet to fully recover - surely demonstrated this fact.
Dividend receipts, interest earnings, rental incomes and REALISED capital gains are the only real investment returns.
Share-price changes are merely 'on paper' and delusional and, at best, a speculative approach to retirement income planning.
Time we woke up, Australia!