Group insurance faces 'perfect storm'BY JAMES FERNYHOUGH | THURSDAY, 21 NOV 2013 12:10PMThe current travails of the group insurance market may be just the beginning, with a "major blow-up" potentially around the corner, according to WA Super's general manager, client services, Paul Owen. Related News |
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Its really difficult to understand the industry bemoaning what has been on the horizen for 10 years....insurers have artifically driven down premium rates in order to achieve "market share"' and the super funds have, in the main, made price king. Lets face it, lawyers were always going to get involved in this industry, it was just a matter of time before Australia followed the USA in becoming a litigious society; and the Group Life industry has been pretty stagnant for any number of years in its product development; playing with the edges of the product, with little innovation to meet the needs of modern society; especially around this major issue of mental health.