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Vertical integration not to blame

Australia's largest financial services institutions all agree - the use of vertically integrated business models in the wealth management arms of banks was not the reason for the industry misconduct exposed in the Royal Commission.

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Read more: Royal CommissionWestpacKenneth HayneElizabeth SheedyMacquarie UniversityANZCBA - Commonwealth BankDepartment of Applied FinanceFinancial StandardMacquarie GroupOnePath