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	<title>Financial Standard Comments - Investment bonds a low-tax alternative to super: IOOF</title>
	<description>Investors looking for "tax-effective" investments are moving away from superannuation thanks to changes in contribution caps, according to IOOF Holdings Limited national manager, technical services, Damian Hearn.</description>
	<link>https://www.financialstandard.com.au/feed/latest?story=33631233</link>
	<lastBuildDate>Fri, 02 Aug 2013 16:26:24 +1000</lastBuildDate>
	<pubDate>Fri, 02 Aug 2013 16:26:24 +1000</pubDate>
	<language>en-AU</language>
	<copyright>Copyright 2026 Financial Standard</copyright>
	<ttl>5</ttl>
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		<title>Comment by George C (Harris Financial)</title>
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<p>While investment bonds have their place on the product shelf, I find that the product providers tend to overstate their appropriateness. I guess it is only natural for a product provider to find a product solution to something like reduced concessional caps, but Advisers also have a number of strategic alternatives to consider.</p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>George C (Harris Financial)</dc:creator>
		<pubDate>Fri, 02 Aug 2013 16:26:24 +1000</pubDate>
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