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	<title>Financial Standard Comments - Big four prepare market for annus horribilis 2013</title>
	<description>Australia's big four banks have posted combined cash earnings of more than $25 billion, but bank chiefs, analysts and investors alike have focused on concerns about the sustainability of returns in a tough environment. (Part one of a two-part story)</description>
	<link>https://www.financialstandard.com.au/feed/latest?story=23913901</link>
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	<language>en-AU</language>
	<copyright>Copyright 2026 Financial Standard</copyright>
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