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	<title>Financial Standard Comments - Smarter lifecycle approach to staunch SMSF flow</title>
	<description>The quality of the debate on lifecycling in Australia has improved, according to Standard Life Investments, although many super funds are still grappling with product design into the post retirement phase.</description>
	<link>https://www.financialstandard.com.au/feed/latest?story=22066351</link>
	<lastBuildDate>Fri, 24 Aug 2012 09:22:33 +1000</lastBuildDate>
	<pubDate>Fri, 24 Aug 2012 09:22:33 +1000</pubDate>
	<language>en-AU</language>
	<copyright>Copyright 2026 Financial Standard</copyright>
	<ttl>5</ttl>
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		<title>Comment by Philip Reid (Target Risk Funds Pty Ltd)</title>
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<p>We agree. As a firm supporting advisers to implement allocations to an approach other than the traditional SAA approach, we are concerned many of the 'options' e.g. lifecycle funds, offer a 'tweak' rather than an evolved approach.
<p>For an advisers working through the 'options' requires an effort... it can feel lonely to be apart from the herd.</p>
<p>So seek out and engage with those who are on the same journey... for the benefit of your clients.</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
]]></description>
		<dc:creator>Philip Reid (Target Risk Funds Pty Ltd)</dc:creator>
		<pubDate>Fri, 24 Aug 2012 09:22:33 +1000</pubDate>
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