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	<title>Financial Standard Comments - Consumers not dumb, just confused about WM industry: ACA</title>
	<description>The Australian Consumers' Association (ACA) says the release of the 2005 ANZ Financial Literacy Research and the Study of Consumers in Financial Difficulty confirms consumers are not dumb.</description>
	<link>https://www.financialstandard.com.au/feed/latest?story=20839</link>
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	<language>en-AU</language>
	<copyright>Copyright 2026 Financial Standard</copyright>
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