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	<title>Financial Standard Comments - Super doesn't have to be 'boring', but innovation is key</title>
	<description>In a world of fast-changing technology, old school thinking is holding superannuation funds back from the forefront, according to industry professionals.</description>
	<link>https://www.financialstandard.com.au/feed/latest?story=179807841</link>
	<lastBuildDate>Wed, 12 Mar 2025 13:45:43 +1100</lastBuildDate>
	<pubDate>Wed, 12 Mar 2025 13:45:43 +1100</pubDate>
	<language>en-AU</language>
	<copyright>Copyright 2026 Financial Standard</copyright>
	<ttl>5</ttl>
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		<title>Comment by Ian Knox (Otivo Pty Ltd)</title>
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		<description><![CDATA[
<p><p>The engaged use of AI allowing interactive voice engagement with personal advice attached through an SoA in intrafund advice is what I would term innovative and importantly, live right now. Source : Otivo Pty ltd . ( conflict declared)<p>However the Super industry is going to morph back into the days of mutuals (who they replaced) unless they embrace what&#39;s available rather than trying to boil the ocean and build everything in-house. Most of the funds are so heavily engaged in IT with mergers and takeovers and this coupled with APRA at their heels makes it &quot;easy&quot; to defer easy leadership initiatives with member benefits.<p>Here is fact: if a super fund wants to launch a full personal advice service without AFSL risk and wants it to be scalable to thousands of members not just those that can afford it - it&#39;s here and can be live within 4 weeks. The teams of procurement officers cost more than the service does - ironic or what ? ....the issue is human capital and focus by CEOs to force change as visionaries.</p></p><p><a href="">Reply to article</a></p><p>For original story, <a href="">Click Here.</a></p>
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		<dc:creator>Ian Knox (Otivo Pty Ltd)</dc:creator>
		<pubDate>Wed, 12 Mar 2025 13:45:43 +1100</pubDate>
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