Anxiety about retirement is ongoing, with the pandemic turning the screw further. People were already deeply bothered by the loss of confidence in institutions like banks, super funds, religions, parliament, aged care and so on.

We become more different from each other as we age, so we need to understand how our own journey could evolve. This requires a personal, straightforward longevity plan which clarifies and underpins our actions. It empowers us to commit to retirement, financial, aged care and estate planning decisions, which all reduce anxiety borne of ignorance and uncertainty. Time is really the bottom line.

The pandemic is another reminder that we each need to plan to make the best of the rest of our life. Then we can more confidently adapt as things change. There is no plan without a personal time frame.

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