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	<title>Financial Standard Comments - Vertical integration changes to reshape personal wealth</title>
	<description>A forecast of trends influencing banking over the next 12 months cites vertically integrated business models continuing to give way to platform and marketplace-driven banking.</description>
	<link>https://www.financialstandard.com.au/feed/latest?story=132112495</link>
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	<language>en-AU</language>
	<copyright>Copyright 2026 Financial Standard</copyright>
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