MLC is raising the bar in group insurance, providing super funds with more insurance options at no extra cost.

MLC's salary continuance benefits now cover 10 specific illnesses, which means members can receive double benefits for up to six months.

For example, a member get a single monthly benefit payment during the three-month waiting period and then receive double payments for the remaining three months for up to a six months.

Automatic acceptance levels were increased and underwriting bands cut to reduce the amount of underwriting required.

Members can receive a higher amount of cover during the application period after the interim cover limits were increased.

Employees can also attempt to return to work during the waiting period without fear of the waiting period resetting.

"MLC believes all clients should benefit from product developments and improvements so this philosophy is at the core of what we do. It also translates to more comprehensive and affordable insurance for clients for the long term," said Andrew Howard, MLC head of group insurance.

Andrew Keevers, Rainmaker associate director of research, said the enhancements allow superannuation funds and employers to access a significant range of new features with increased limits and flexibility.

"Some of the new policy features, such as the increased limits for SG contribution payments whilst on claim, are the highest we've seen in the market," he said.

Rainmaker ranks group insurance providers on each firm's superannuation membership potential. MLC is ranked eighth in the group insurance market for death insurance and death/TPD insurance.

MLC holds a three per cent market share in death insurance and a five per cent market share in death/TPD insurance.